Insurance for your kind of business
A kitchen, a job site and a salon chair go wrong in different ways. See what businesses like yours carry, and why.
Type to search, then use the arrow keys and Enter to choose a business type.
- A price in about five minutes, all online.
- Your certificate the day you buy, ready to send to a landlord or client.
Six kinds of business
Each page covers the risks of the work, the coverage that answers them, who asks for proof and what moves the price.
Restaurants & cafésRestaurants, cafés, bars, food trucksGeneral liabilityPropertyWorkers’ comp
Offices & professional servicesAccountants, lawyers, agencies, consultantsProfessional liabilityCyberGeneral liability
ContractorsBuilders, electricians, plumbers, landscapersGeneral liabilityTools and equipmentWorkers’ comp
Salons & barbersHair, nails, spas, barbershopsGeneral liabilityProfessional liabilityProperty
Auto shopsRepair, body work, detailingGaragekeepersGeneral liabilityTools and equipment
Retail shopsBoutiques, florists, gift and goods storesGeneral liabilityPropertyBusiness income
Find your business
Every business type in the quote, grouped by the page that fits it best. Pick one to start a quote with it filled in.
Offices & professional services
- Office or professional firm
- Accountant
- Advertising agency
- Architect
- Bookkeeper
- Business consultant
- Computer repair
- Copywriter
- Engineer
- Event planner
- Graphic designer
- Home inspector
- Interior designer
- IT consultant
- Law firm
- Marketing consultant
- Photographer
- Property manager
- Real estate agent
- Software developer
- Tax preparer
- Videographer
- Web designer
What each business usually carries
Usually carried by this kind of business
| Policy | Restaurants | Offices | Contractors | Salons | Auto shops | Retail |
|---|---|---|---|---|---|---|
| General liability | Usually carried | Usually carried | Usually carried | Usually carried | Usually carried | Usually carried |
| Workers’ comp | Usually carried | Not usually | Usually carried | Usually carried | Usually carried | Usually carried |
| Property | Usually carried | Usually carried | Not usually | Usually carried | Not usually | Usually carried |
| Professional liability | Not usually | Usually carried | Not usually | Usually carried | Not usually | Not usually |
| Cyber | Not usually | Usually carried | Not usually | Not usually | Not usually | Not usually |
| Tools and equipment | Not usually | Not usually | Usually carried | Not usually | Usually carried | Not usually |
| Business income | Not usually | Not usually | Not usually | Not usually | Not usually | Usually carried |
| Garagekeepers | Not usually | Not usually | Not usually | Not usually | Usually carried | Not usually |
Industry guides
Narrower questions, answered in depth.
Barbershop insurance: chairs, clippers and the people in them
Cleaning business insurance: what house and office cleaners need
Errors and omissions insurance for real estate agents
Food truck insurance: what you need before your first event
Handyman insurance: what you need for small jobs
Landscaping business insurance: mowers, crews and flying rocks
Personal trainer insurance: clients, gyms and online coaching
Photographer insurance: gear, venues and unhappy clients
Plumber insurance: leaks after you leave and what covers them
Booth renters vs. employees: insurance for salons
Do consultants need professional liability insurance?
Opening a restaurant: an insurance timeline
Shoplifting, break-ins and employee theft: what insurance covers
What insurance contractors need to win jobs
Who pays when a customer’s car is damaged at your shop?
Don’t see yours? Search it in the quote.
Tell us what you do and where you work. About five minutes, with nothing to sign until you’re ready.