Business income insurance
Replaces lost income and helps pay rent and payroll when covered damage forces you to close.
- Common limits
- Up to 12 months
- Starts after
- Covered property damage
About five minutes. Your certificate is ready the day you buy.
What business income covers
Lost income
The profit you would have earned while you’re closed for repairs.
Ongoing expenses
Rent, payroll and loan payments that continue while you can’t open.
Extra expenses
Costs to reopen sooner, such as moving to a temporary location.
Blocked access
Many policies cover closures ordered by authorities after covered damage nearby.
Why get it from Corgi
Business income is often bought alongside property. Quote them together in one sitting.
Your certificate, the day you buy.
Download it, or send it to a landlord or client straight from your account.
5 min
to a price
Tell us what you do and where you work, choose your limits and buy. All online, in one sitting.
0 brokers
between you and your underwriter
Questions go straight to the people who write your policy.
1 specialist
for your whole claim
One person handles it from the first call until it’s closed.
What a claim looks like.
For a business like yours.
See what can happen and how business income can help with the cost.
A burst pipe closes you for a month.
Can be covered by Business income
After the waiting period, business income replaces the income you lose while you repair, and helps with rent and payroll.
Choose how long you’re covered
Business income is measured in time. Pick how long it lasts and how soon it starts, and see what closures like these would cost you.
One bad year
Example closures at $1.5K a day
A storm blocks your street for 4 days$6K
A burst pipe closes you for 3 weeks$31.5K
A fire closes you for 10 months$450K
Insurance pays$298,500
You lose$189,000
Questions about
business income?
What does business income cost?
It depends on your revenue, the risks to your property, how long it would take to reopen and the waiting period you choose. Your quote shows the real number in about five minutes, with nothing to sign until you’re ready.
Who usually needs business income?
- Businesses that would lose revenue if their location closed
- Restaurants, shops and salons that rely on foot traffic
- Businesses with fixed rent and payroll
Do I need property insurance to get business income coverage?
Usually, yes. Business income is normally added to a property policy and applies when covered property damage forces you to close.
Does it cover a slow month?
No. It covers income lost because covered damage stopped you from operating, not drops in sales.
How long does coverage last?
For the period of restoration: while you repair or rebuild, up to your policy’s limit.
Get your business income price.
Add property or general liability in the same quote.