Commercial property insurance

Pays to repair or replace your equipment, furniture and stock after a covered fire, theft or storm.

Type to search, then use the arrow keys and Enter to choose a business type.
Limit
Based on what you own
Covers
Equipment, furniture and stock

About five minutes. Your certificate is ready the day you buy.

What property covers

  • Equipment and furniture

    Machines, computers, chairs, counters and the other things you use to run the business.

  • Inventory and stock

    The products you sell and the supplies you use to make them.

  • Your building or improvements

    The building, if you own it, or improvements you’ve made to a space you rent.

  • Common causes of loss

    Fire, theft, vandalism, wind and hail. Your policy lists every covered cause.

Why get it from Corgi

Property insurance is about getting back to work after a loss. Getting covered should be quick too.

Your certificate, the day you buy.

Download it, or send it to a landlord or client straight from your account.

  • 5 min

    to a price

    Tell us what you do and where you work, choose your limits and buy. All online, in one sitting.

  • 0 brokers

    between you and your underwriter

    Questions go straight to the people who write your policy.

  • 1 specialist

    for your whole claim

    One person handles it from the first call until it’s closed.

What a claim looks like.
For a business like yours.

See what can happen and how property can help with the cost.

CaféEquipment and stock
What could happen01 / 04

The espresso machine shorts out overnight.

Can be covered by Property

If the cause is covered, property insurance pays to repair or replace the machine, minus your deductible. Some breakdowns need equipment breakdown coverage.

Typical limitUp to $50,000

Insure what it would cost to replace

Pick a limit that would replace your equipment and stock at today’s prices, and a deductible you’re comfortable paying.

Limit

The most it pays for one loss

Deductible

What you pay toward each claim

One bad year

Example claims

  • A break-in clears out a rack$12K

  • A burst pipe ruins stock and shelving$40K

  • A fire guts the kitchen$300K

Insurance pays$150,000

You pay$202,000

Questions about
property?

What does property cost?

It depends on the value of what you insure, your building’s construction and age, your location, alarms, sprinklers and locks and the deductible you choose. Your quote shows the real number in about five minutes, with nothing to sign until you’re ready.

Who usually needs property?
  • Businesses that own equipment, furniture or stock
  • Tenants whose lease makes them responsible for improvements
  • Business owners who own their building
Does property insurance cover flood damage?

Usually not. Flood and earthquake damage generally need separate policies.

I rent my space. Do I still need it?

Usually, yes. Your landlord’s policy covers their building, not your equipment, furniture or stock.

Is my laptop covered when I take it to a client?

Property coverage usually applies at your business location. Equipment that travels may need tools and equipment coverage.

Get your property price.

Add business income or tools and equipment in the same quote.