Garagekeepers insurance
Covers damage to customers’ vehicles while they’re in your shop’s care, in the bay, on the lot or on a test drive.
- Common limits
- Up to $100,000
- For
- Repair shops, body shops, detailers
About five minutes. Your certificate is ready the day you buy.
What garagekeepers covers
Damage in your bay
Fire, vandalism and accidents that damage a customer’s car while you work on it.
Theft from your lot
Customers’ cars stolen or broken into while they’re in your care.
Weather
Hail, falling trees and storm damage to cars parked at your shop.
Test drives
Collision damage while you move or test-drive a car, when your policy includes collision.
Why get it from Corgi
Customers hand you their keys. Garagekeepers covers their cars while they’re in your care.
Your certificate, the day you buy.
Download it, or send it to a landlord or client straight from your account.
5 min
to a price
Tell us what you do and where you work, choose your limits and buy. All online, in one sitting.
0 brokers
between you and your underwriter
Questions go straight to the people who write your policy.
1 specialist
for your whole claim
One person handles it from the first call until it’s closed.
What a claim looks like.
For a business like yours.
See what can happen and how garagekeepers can help with the cost.
A customer’s car is damaged in your bay.
Can be covered by Garagekeepers
Garagekeepers pays for the repair. With direct coverage it pays even when your shop isn’t at fault.
Choose how claims get paid
Direct coverage pays whether or not your shop was at fault. Legal liability pays only when you were. Pick one and see what a bad year would cost you.
One bad year
Example claims
Your tech backs a car into a post$6K
Hail dents six cars on your lot$48K
A welding fire in your bay damages eight cars$300K
Insurance pays$150,500
You pay$203,500
Questions about
garagekeepers?
What does garagekeepers cost?
It depends on how many cars you hold, and their value, security like fencing, lighting and indoor storage, legal liability or direct coverage, the limit and deductible you choose and your claims history. Your quote shows the real number in about five minutes, with nothing to sign until you’re ready.
Who usually needs garagekeepers?
- Repair shops, body shops and detailers
- Shops that keep customers’ cars overnight
- Shops that move or test-drive customers’ cars
Doesn’t general liability cover customers’ cars?
Usually not. General liability excludes property in your care, custody or control, which includes customers’ cars. Garagekeepers fills that gap.
What’s the difference between legal liability and direct coverage?
Legal liability pays only when you’re at fault. Direct coverage pays regardless of fault, which costs more but keeps customers whole.
Is garagekeepers the same as garage liability?
No. Garage liability covers injuries and damage caused by your shop’s operations. Garagekeepers covers customers’ vehicles in your care.
Get your garagekeepers price.
Add general liability or tools and equipment in the same quote.