Tools and equipment insurance
Covers the tools and equipment that move with you, on job sites, in your truck and in storage.
- Common limits
- Up to $50,000
- Where it covers
- Job sites, in transit, in storage
About five minutes. Your certificate is ready the day you buy.
What tools and equipment covers
Theft from job sites
Tools and equipment stolen while you’re working at a client’s site.
Theft from your vehicle
Tools taken from a locked truck or trailer. Policies often require signs of forced entry.
Damage in transit
Equipment damaged while you load, move or unload it.
Rented and borrowed equipment
Equipment you rent or borrow, when your policy includes it.
Why get it from Corgi
Your tools are how you get paid. Covering them shouldn’t cost you a day on the job.
Your certificate, the day you buy.
Download it, or send it to a landlord or client straight from your account.
5 min
to a price
Tell us what you do and where you work, choose your limits and buy. All online, in one sitting.
0 brokers
between you and your underwriter
Questions go straight to the people who write your policy.
1 specialist
for your whole claim
One person handles it from the first call until it’s closed.
What a claim looks like.
For a business like yours.
See what can happen and how tools and equipment can help with the cost.
Your saws are stolen from the truck.
Can be covered by Tools and equipment
Tools and equipment coverage pays to replace them, minus your deductible. Policies often require signs of forced entry.
Cover the tools you’d have to replace
Pick a limit that would replace your tools and a deductible, and see what a bad year on the job would cost you.
One bad year
Example claims
A generator falls off the trailer$3.5K
Saws are stolen from the truck$6K
Rented equipment is wrecked on site$60K
Insurance pays$33,500
You pay$36,000
Questions about
tools and equipment?
What does tools and equipment cost?
It depends on the value of your tools, where you store them overnight, how often they travel, your theft history and the deductible you choose. Your quote shows the real number in about five minutes, with nothing to sign until you’re ready.
Who usually needs tools and equipment?
- Contractors and trades who carry tools to job sites
- Auto shops with lifts, jacks and diagnostic equipment
- Mobile businesses that work out of a vehicle
Doesn’t property insurance cover my tools?
Property insurance usually covers items at your business location. Tools that travel to job sites need this coverage.
Are tools in my truck covered overnight?
Often, if the vehicle is locked and there are signs of forced entry. Check your policy’s conditions.
Can I cover equipment I rent?
Many policies can, often up to a separate limit. Tell us about rented equipment when you get a quote.
Get your tools and equipment price.
Add property or general liability in the same quote.