General liability insurance
Covers claims that your business injured someone or damaged their property, and the cost of defending you.
- Common limits
- $1M per claim · $2M total
- Often required by
- Landlords and clients
About five minutes. Your certificate is ready the day you buy.
What general liability covers
Injuries to customers and visitors
Medical bills when someone who doesn’t work for you is hurt at your business or by your work.
Damage to other people’s property
Repairs or replacement when you or your work damages something that belongs to someone else.
Legal defense
Attorney fees and court costs for covered claims, including claims that turn out to be unfounded.
Advertising claims
Claims that your marketing used someone’s work without permission or harmed their reputation.
Why get it from Corgi
General liability is usually bought because someone asks for proof. We built the buying around that.
Your certificate, the day you buy.
Download it, or send it to a landlord or client straight from your account.
5 min
to a price
Tell us what you do and where you work, choose your limits and buy. All online, in one sitting.
0 brokers
between you and your underwriter
Questions go straight to the people who write your policy.
1 specialist
for your whole claim
One person handles it from the first call until it’s closed.
What a claim looks like.
For a business like yours.
See what can happen and how general liability can help with the cost.
A customer slips by the register.
Can be covered by General liability
Their medical bills are a claim against your business. General liability pays them, up to your per-claim limit.
Set limits that fit your contracts
Leases and contracts often name the limits you need. Pick yours and see what a bad year would cost you.
One bad year
Example claims
A customer falls by the register$450K
A lawsuit over a serious injury$1.3M
A leak from your shop damages the one next door$600K
Insurance pays$2,000,000
You pay$350,000
Questions about
general liability?
What does general liability cost?
It depends on what your business does, where you operate, your revenue or payroll, the limits you choose and your claims history. Your quote shows the real number in about five minutes, with nothing to sign until you’re ready.
Who usually needs general liability?
- Businesses where customers visit in person
- Contractors who work in clients’ homes and on job sites
- Anyone whose lease or client contract asks for proof of insurance
Is general liability required by law?
Usually not for most businesses. But landlords and clients often require it in contracts, and some trade licenses require it. Check your lease, your contracts and your licensing rules.
What’s the difference between general and professional liability?
General liability covers injuries and property damage. Professional liability covers financial losses caused by mistakes in your work or advice. Many service businesses carry both.
Can I add my landlord as an additional insured?
Yes. Many landlords and clients ask to be named as an additional insured. Your certificate of insurance can show it.
Get your general liability price.
Add professional liability or property in the same quote.