Insurance for employers
Workers’ comp, contractors and the insurance questions that come with hiring.
3 articles
Newest first
Do business owners need workers’ comp for themselves?
Often not by law. Many states let owners, partners, LLC members and corporate officers leave themselves off workers’ comp, but the rules vary, and covering yourself makes sense if your work is physical or a client requires it.
Employees and payroll8 min read
Do independent contractors need workers’ comp?
A true independent contractor usually isn’t covered by your workers’ comp policy. But if a worker is really an employee under the law, or a subcontractor has no coverage of their own, the cost can come back to you.
Employees and payroll9 min read
Hiring your first employee: an insurance checklist
Check your state’s workers’ comp rules and have coverage in place before your first employee’s first shift. Then update the payroll on your policies, because the number you give now gets checked later.
Employees and payroll8 min read
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